Norman Bernard has a banking, insurance and consulting career covering some 40 years. He has held roles as a NatWest Bank retail and international banker, Head of Strategy for Grindlays Bank, Head of international insurance broking for Citibank, an independent Non-executive Director and Chairman of the Risk and Compliance Committee for a Lloyd’s underwriter (part of the Enstar Group), a project manager at McKinsey & Co and as Partner and Practice Head at Booz.Allen and Hamilton (now Strategy&).

He has worked across much of Europe, the Gulf, the USA and Latin America and some parts of Africa and Asia. A qualified banker (ACIB) and Cranfield University MBA, he speaks Spanish and basic French and Greek. He was named by Euromoney as one of the world’s leading financial services consultants.


Claire Gouzouli has a consulting career spanning some 30 years, serving with Boston Consulting Group in Germany and Booz.Allen and Hamilton (now Strategy&) in Paris and London. She has worked in most of Europe, parts of the Gulf and Asia and in the US.

Claire served as a Board member at INSEAD and on the Dean Search Committee. She is a Non-executive Director and former Chair of LocalGiving.com, a social enterprise providing digital fundraising for charities. She was Chair of the Board and angel investor in a UK soft drinks start-up which she led through rounds of VC investments until the sale of the company to PepsiCo.


Graduating with Distinction from Germany’s prestigious Darmstadt Technical University (Germany) in Engineering and Economics, Claire also holds an MBA from INSEAD (France). Claire is fluent in English, German and Greek and has working French.

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